For Millennials, Harry Potter is just not a book series but an entire world in itself. When Harry got enrolled in first year at Hogwarts, we all took a breath of relief and of course for all the good reasons.

College helps in feeding you with the fundamentals of money management and savings – who wants to graduate with a humongous amount of debt suspended on their head! But to save right, you need to lay the groundwork well – be smart with budgeting and curb unwanted, expensive habits to fight the demons of debts.